What Home Sellers Need To Know About Tucson Home Insurance
Tips On Tucson Home Insurance
Tucson Home Insurance needs to be in force up to the time the sale is recorded. This is especially true if you leave your home vacant. Relocating to another city or state before the sale is recorded may effect your Tucson home insurance coverage. If the home is vacant to long – usually 30 days or more – it may not be fully insured.
We suggest contacting a your Tucson home insurance agent as soon as you know the Close of Escrow date to review your specific situation.
Ask the right questions – Professional Advice is the Best Insurance!
General provisions of a Tucson Home Insurance Policy will typically include;
Property Or Dwelling
> Coverage for many types of damage & for many causes of loss or damage (subject to exclusions).
> Coverage for separate structures at a minim of 10 percent or the limit of insurance you choose for your home.
> Extended Replacement Cost coverage may be available
> Coverage is based on a percentage of the limits for your home.
> Property is covered anywhere in the world.
> Coverage is comprehensive for the cost of repair or replacement without deductions for depreciation.
Optional Personal Property Coverage
> Extended coverage for certain categories of personal property.
> Increased monetary limitations & broadened coverage provisions.
> Scheduled & unscheduled coverage available
> Additional premium required.
Loss of Use
> Covers additional living expenses up to 24 months if a covered loss makes your home unfit to live in.
> Coverage is based on percentage of the limit of insurance you choose for your homes.
> Includes loss of rental income for up to 12 months if a covered loss makes a portion of the home that is rented to others unfit to live in.
> Pays when you’re legally liable for another persons bodily or property damage resulting from an accident.
> Includes costs to settle claims or defend lawsuits.
Medical Expenses to Others
>Pays medical costs for people injured at your residence (other than residents of your household) regardless of liability.
Optional Liability Coverage
>Association loss assessment
>Personal injury ( including coverage for false arrest, wrongful imprisonment, libel, slander, malicious prosecution).
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