Home Inspection Process Tucson CLUE Report

The Tucson Home Inspection Process And The CLUE Report

Tucson Home Inspection Process Allows A Buyer To Review The CLUE Report

Home Inspection process tucson azTucson Home Inspection process will include the review of a CLUE Report.  Reviewing the CLUE Report during the Tucson home inspection process shows a Buyer the insurance claim history on the home.   C.L.U.E. is the acronym for – Comprehensive Loss Underwriting Exchange. It provides the home buyer a history of insurance claims on the property.

During the Tucson home inspection process, your Realtor will request a CLUE report from the Seller’s insurance carrier. Most of the time there won’t be any issues.  If there are, contact an insurance agent to determine if it could effect your home insurance costs. Home owner hazard insurance is a critical item that must be in place before the close of escrow.

Without the insurance coverage being in force at close of escrow, the lender won’t fund the loan.  Now the trick question:  Can an insurance carrier turn you down even if you have never filed a claim on the home you are about to purchase? Answer: Yes !!

As an example, a home with a history of claim(s) related to water damage may influence the insurance company not to insure the home for mold liability. How do you discover whether or not the home you are considering to purchase has a poor claims history that may affect your ability to insure?

Get the C.L.U.E. report during the home inspection process.  It is the right of the potential Buyer to request a copy of this report from the Seller. When buying a Tucson Home, your Tucson Realtor will obtain and review the C.L.U.E. and review it with you.

Need to talk with an Insurance Professional?  We suggest you contact 4Tucson Insurance.

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Home Inspection Process Tucson CLUE Report was last modified: July 2nd, 2014 by ben4wp

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