Not paying HOA dues and assessments in not an option. If you don’t pay the regular or special assessments, the HOA can take drastic steps to recoup its money.
An HOA can take the individual to court and get a judgment for the money owed. Then, they can us a variety of tactics including garnishing wages to retrieve the money.
If the amount owed is more than $1,200, or not made any payments in more than 12 months – foreclosure. Yes, the association can seek foreclosure and sell the home at auction.
It doesn’t happen often, but it has happened.