Answering Mortgage Questions

Getting Answers To Mortgage Questions

The First Is “How Big Of A Mortgage Can I Afford”

Mortgage QuestionsMortgage rates are at all time lows and homes are selling fast. Along with that, Getting a mortgage has gotten easier.

Many of our clients are buying their “perfect” home as a place to retire or a winter get away. But many haven’t purchased a home in over 20 years.  Over that time, the “rules and processes” have changed.

Getting the answer to the mortgage question, “How much can I afford?” is key to everything else.

And understand this! Buying a home in Arizona REQUIRES the buyer to be pre-qualified to buy the home. And the pre-qualification form goes with the offer to buy a home.

Find Your Dream Home In Tucson Arizona

This means the buyer needs to contact a mortgage lender and answer some questions in order to be pre-qualified.

Here is a quick video explaining the steps to getting a mortgage for your new home.

There’s More

Interest rates vary every week and the mortgage interest rate you pay will be in effect once you have an executed contract on the home you want to buy and the lender of choice has a “loan lock“.

Also, there are three types of mortgage lenders. Banks, Mortgage Banks, and Mortgage Brokers. So, another mortgage question is; “which of these three home financing options is best for me?”

Well, in this case, the answer is in the details. Rates are very similar across each of these three lenders. However, some are easier to work with and better at meeting the buyer’s timelines.

Take time to understand how the mortgage lender works and will they commit to meeting your schedule.

Answers To Frequently Heard Mortgage Questions


The above information will hopefully answer many of the mortgage questions you may have. If it doesn’t, please contact us so that we may help you get the answers to your mortgage questions.

Considering A Home In Tucson, AZ?

Are you thinking of buying a home in the greater Tucson area? Finding the right home can be a challenging process. But we can make the process much less stressful for you.

We have been Tucson Realtors since 2002. We know Tucson and the Tucson Real Estate market. As a top Realtor duo, we invest the time to understand your home buying interests and desires.

At our first meeting, we will review the current real estate market with you. Show you the market data and then walk you through the Arizona home buying process.

Why? We want you to know what to expect. And what to plan for.

Interested in new construction? We’ll brief you on buying a new construction home. And what’s unique about the process.

For us, you are not another real estate transaction. You are a client and, future friend. We strive to create a relationship that continues long after you move into your home. Review our profiles. Check out our backgrounds, education, and certifications.

We are here to help you “know what you need to know” to buy a home in Tucson, AZ. We provide you information on Tucson events, places to shop and restaurants. Our resources include contractors, electricians, and home services.

We will also help you get deals on tile and paint to make the home you buy yours. Our professional service backgrounds mean we put you first!

Thinking About Selling Your Home In The Greater Tucson Area?

Selling a home requires more than listing it in the Tucson MLS system. It’s about marketing. Marketing through multiple online channels.

To no one’s surprise, 80% of home buyers start their search on the internet. Homes must be visible on multiple internet channels. The more visible a home is, the faster it will sell.

And the photos on the mls make a difference. You can spend lots of money on home staging. But if that effort isn’t correctly show in the MLS photos, you are not getting the full benefit.

We use multiple online marketing channels to showcase your home. We will build a stand-alone website built to show your home. Our marketing program targets key cities in the U. S. based on the season.

For luxury listings, our drone service provides video of your home and neighborhood. This video along with professional photos helps the online buyer see and feel your home. Their “new” home.

To learn more about how we can help you sell your Tucson home, call us – 520-940-4541 – to arrange a meeting. We will visit your home and prepare a comparative market analysis.

Then we will meet with you to review our analysis. We will go over our Comparative Market Analysis for your home in detail. And the review our marketing program to “get your home sold!”


Thank you for visiting! It’s one of the top real estate websites in Tucson. Our clients say that, not us.

Our website provides information on communities and neighborhoods in the greater Tucson area. Want more? Give us a call – 520-940-4541. We are ready to answer your questions and help you get the information you are looking for.

We are a top Realtor duo in Tucson, AZ since 2002. Read our client testimonials. Give us a call. We look forward to making your home buying or selling a home an enjoyable experience for YOU!

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